Best Bank Accounts for Students in India (2025)
Managing money smartly starts with the right bank account. If you're a student, you don’t need to wait until graduation to start saving. Here are the best zero-balance savings accounts for students in India that are easy to open, digital-first, and reward you for smart spending.
🎓 Who Can Apply: Students aged 16 and above with Aadhaar + PAN and a valid mobile number.
📋 Top Student-Friendly Bank Accounts
1. Kotak 811 Zero Balance Account
- Open online in minutes with Aadhaar
- Zero minimum balance
- Free virtual debit card
- Earn interest up to 3.5%
2. IDFC First Digital Account
- Zero balance account with no fees
- Free Visa debit card
- Up to 6.75% interest
- Great app for tracking spend & UPI
3. IndusInd Bank Student Savings
- Video KYC-based instant activation
- No balance needed to maintain
- Offers on recharge, shopping, etc.
💡 Benefits of Opening Early
- ✅ Build financial discipline
- ✅ Learn to manage digital banking tools
- ✅ Set up UPI, net banking, and auto recharges
- ✅ Apply for student credit cards later
🚀 Tip: Use your student account to get rewards on payments and avoid unnecessary wallet apps.
📝 How to Apply via Primecore Technologies?
- 1️⃣ Visit primecoretechnologies.in/savings-account
- 2️⃣ Choose a bank (Kotak, IDFC, IndusInd)
- 3️⃣ Fill your details and complete video KYC
- 4️⃣ Get your account details and start saving!
Start your financial journey early — open your student bank account now with Primecore Technologies.
👉 Apply Now: primecoretechnologies.in/savings-account